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lost phone on contract no insurance

lost phone on contract no insurance


Many network providers offer deals on like new or refurbished devices for this very problem.

Re: Can I get replacement phone if I've lost mine and got no insurance ‎14-01-2018 11:06 AM - edited ‎14-01-2018 11:09 AM Hi and welcome to the community @Ruby2018

We use cookies to improve your experience of our website. You may or may not be required to pay these charges, even if you didn't make the calls.

But if you are unfortunate enough to get your phone stolen, what exactly are you supposed to do?


Leeds, West Yorkshire, Read what we're saying about a range of issues.

Your first stop when you receive a bill should be to call your operator's customer service line and talk to an agent. In many cases, this will clear up the problem. 14:31. Please do take a look and let us know how you get on and if you have any further questions. Carry on browsing without changing your settings if you agree to our use of cookies. Of course, not everyone will have one of these apps, and if you don't, then simply proceed to step two. © Copyright 2008-2020 TigerMobiles.com. If your phone was stolen you’ll need to give them the crime reference number. You will need the IMEI number that you got from your operator. ‎25-03-2018 Pro Tip: be aware that if your mobile was an incentive phone (a phone you got when you signed your mobile contract) you will be required to keep paying the monthly instalments for it. Introduction to the Citizens Advice service, Future of advice: our strategic framework 2019-22, Dispute a mobile, phone, internet or TV bill, Problem with an app, software or download, If you’re struggling to pay your mobile, phone, internet or TV bill, Complain about a premium rate phone charge or text message, buy a new phone and continue with your current contract, wait until your current contract ends and get a new contract that includes a free phone. You now need to call your mobile operator and report your phone stolen. Is there anything wrong with this page?

So you will need to keep paying it.

Secondly, if it's not simply lost, use your phone tracker app to wipe your personal data from the phone itself.

You will still be expected to carry on passionflower both the handset and airtime plans unfortunately. Remember to keep on hand information from when you reported the phone stolen, including the time and date of your initial call and the name of the person you spoke to. A device that's small enough to fit into your pocket might be convenient, but it's also a thief's dream. Please tell us more about why our advice didn't help. Many network providers offer deals on like new or refurbished devices for this very problem. There are a few ways that mobile insurance works, so you may have insurance even if you think you don't. If your phone’s been stolen, ask your network provider for the phone's identification number (IMEI) - you’ll need to give this to the police.

What Do They Actually Mean? The contact numbers for major UK operators are: You may also wish to ask for your call to be logged, to write down the name of the person you speak to and the time of the call, and even to send a follow-up email reporting the theft. We're taking you step by step through the process of what to do when you find your phone missing. If you don't have any form of mobile insurance then your only option is to replace the handset yourself (either by using an old phone or buying a new SIM-free device outright) and continue paying the contract until the minimum term finishes. 05:49, @Michellecooper1 Please see this link: https://community.o2.co.uk/t5/How-to-Guides/Lost-or-Stolen-O2-Device-How-to-Report-it/ba-p/1023988. If you did not get a mobile on your operator contract, or if your operator contract has run for more than two years, you may be able to get a phone through your operator on a pay monthly basis. However, you will be required to pay anything up to £100, again, whether you made the calls or not.

You will need to buy a new mobile, either using insurance money or straight out of pocket.

Welcome to our forum! Advice for people affected by child abuse. If you don’t tell them straight away you might have to pay for any unauthorised phone calls, which can be very expensive. NHS Choices - Information on hospitals, conditions and treatments. Check the web page of your operator to find out which of the two they belong to.

If your phone is lost or stolen but then gets found, police can use Immobilise to return it to you. This will allow your operator to block your SIM card, meaning thieves can't run up huge bills (which you may end up being responsible for, more on that below).

I head up our help and advice section; answering customer questions and queries to help them make better buying decisions.

Most people or their friends have a spare phone in a drawer or a good friend or relative may help you out. Tiger Mobiles Limited, Registered charity number 279057 VAT number 726 0202 76 Company limited by guarantee. iPhone owners should follow Apple's find my iPhone instructions, whilst Android users will need to follow the instructions for whatever app they downloaded. You also need to report the theft to the police and get a crime reference number. You should report it to your local police station as soon as you can by calling 101 or going in person. Check out this handy starter guide!→ Have a query about your account? There are two ombudsman services for mobile providers: Ombudsman Services: Communications, or Cisas. You need to call O2 immediately so they can block the sim and the phone in the first 24 hours, otherwise you could be hit with charges for any usage on the phone until its reported. You may have mobile insurance if: If you have specific mobile insurance you'll need to contact your operator or insurer, for credit card claims contact your credit card company, and for home, insurance claims contact your insurance company. Then you must fill in a form detailing where it was lost or stolen.
Do NOT call 999. Your network won’t normally replace your phone free of charge and you’ll have to carry on paying your monthly line rental until the end of your contract. If someone else runs up a big bill on your phone you’ll usually have to pay for the cost of the calls up until the time you reported the phone missing. In house mobile phone expert at TigerMobiles.com.

Sorry to hear your phone was stolen @Michellecooper1! Firstly, if you have any form of insurance you'll need confirmation of a police report before you can claim. on

If you find your phone your network provider will normally be able to reactivate it. Thank you, your feedback has been submitted. Your mobile operator will provide you with a replacement SIM card, though they may charge a small admin fee for doing so. There are a few things that you can do to speed up the loss reporting process should this happen to you again: You should also be careful of where you put your phone, never leave it unattended, and don't put it in your back pocket or an easily accessible pocket in a bag. You bought specific mobile insurance either through your operator or through an independent insurer, You bought your mobile using a credit card (many credit card companies insure purchases automatically), You have homeowners insurance that includes portable possessions, Your account number or customer reference number (which should be on your bill), A copy of the bill you're disputing, with the individual charges you're disputing clearly marked, An explanation of why you're disputing these charges (your phone was stolen), Any evidence you have to show your phone was stolen (details of your initial call to report the stolen phone to the operator, date, time, name of agent spoken to, as well as date of your police report and crime reference number), A request for the operator to respond in 14 days, Keep a file of insurance info, customer service contact info for your operator, and make/model of your phone, as well as your mobile's IMEI number (you can find this by dialling *#06# on your keypad), Download and/or enable phone tracking and data wiping apps (such as Apple's Find My iPhone, or Android Device Manager for Android), You may also wish to register your phone with. As you have no insurance, you will have to buy a new phone. You can find out more or opt-out from some cookies. But many of them will.

What does it mean to have power of attorney? If you have insurance for your mobile you can now make a claim. on ‎25-03-2018 The lost/stolen are open 24 hours but you need to wait until the end of the 2 minutes of boring ways intending you to fall asleep! Contact your insurance provider to find out what cover you have and how they can get you a replacement. Apart from that there is little else you can do  You can use your sim in any O2 or unlocked phone as customer service will send you another sim with your number on although you will need to call them to get the bar lifted. Your network will usually send you a replacement SIM card, but they may charge an administration fee. This only applies for monthly contracts - if you have a pay-as-you go contract, you might not get a refund for any credit that’s used before you report the loss. I know you have no insurance but check bank accounts, if you pay a monthly fee you may have cover. See if the My O2 how-to guide will help. Make a note of the crime reference number - you’ll need it if you want to claim on insurance. The cookies we use include analytics and advertising cookies. We'll be honest here and say that it's unlikely the police will investigate matters, but a police report is still important for two reasons. Help and support from O2 during the lockdown.

However, there is no way to be completely safe from theft. 06:17. The sim that's currently in your phone will be blocked, and O2 will issue you with a new sim that you will be able to use to continue your contract. You can register your mobile phone on Immobilise. It is important that you monitor your next couple of mobile bills to ensure that there aren't excessive charges from thieves using your phone.

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